Your privacy is important to us. Our goal is to provide you with a personalized online experience that provides you with the information, resources, and services that are most relevant and helpful to you. This Online Privacy Policy describes the conditions under which this website is being made available to you.

This Online Privacy Policy outlines the following:

  • The types of information we collect from you as you use this website
  • How we collect personal information
  • How we use the information we collect
  • How we keep this information secure
  • The choices you have about the information you choose to share

Please carefully review this Privacy Policy. Please note that your use of this website constitutes your unconditional agreement with this Privacy Policy. By using this website, you agree to be bound by the terms of this Online Privacy Policy. If you do not accept the terms of this Online Privacy Policy, do not use this website, do not provide any information or materials to this website, and/or do not download any materials from this website.

If you are dissatisfied with this website, please contact us. Otherwise, your only recourse is to disconnect from this website and refrain from visiting this site in the future.

If you have any questions about this Online Privacy Policy or the privacy practices of this website, contact us with your questions.

We reserve the right to update or modify this Online Privacy Policy at any time without prior notice to you. Your use of this website following any such changes constitutes your unconditional agreement to follow, and be bound by, this Online Privacy Policy as changed. For this reason, we encourage you to review this Online Privacy Policy whenever you use this website.

This Online Privacy Policy applies to the use of this website only (palffygroup.com) and does not extend to any linked third-party websites.

This Online Privacy Policy and our Terms and Conditions of Use, which are hereby incorporated by reference, contain the entire agreement between you and the Palffy Insurance Group with respect to this website. Any rights not expressly granted herein are reserved.

Collection of Personal Information

In certain areas of this website, you may be asked to provide information about yourself by filling out and submitting an online form.

We collect personal information when you:

  • Request a quote using a fillable form
  • contact us using a fillable form.
  • sign up for the newsletter using a fillable form.
  • shop for insurance using a quote tool.
  • use any tool, generator, or program to assist you in shopping for insurance or determining your coverage amount.
  • set up a personal account on this website.

It is your choice whether of not to provide personal information to us. Participating in such activities is completely optional>

When you submit personal information, you understand and agree that we may transfer, store, and process you information without limitation.

Third Party Websites, Linked Websites and Other Websites

You will be directed to third-party websites when you shop for certain insurance products and when you apply for insurance coverage. This site helps you find insurance coverage, but you will always apply for insurance coverage on a third-party website.

Third-party websites collect personal information when you:

  • shop for insurance products using their websites.
  • apply for insurance coverage using their websites.

Each third-party website has its own online privacy policy. We do not control third-party websites and cannot represent that their policies and practices will be consistent with this Online Privacy Policy. We highly recommend that you read their individual privacy policies before providing any of your personal information to them.

This website also contains links to other websites that may or may not deal with insurance. We do not control these websites and cannot represent that their policies and practices will be consistent with this Online Privacy Policy. We highly recommend that you read their individual privacy policies before providing any of your personal information to them.

We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party or linked websites and their products or services.

The Type of Information We Collect

We collect non-personally identifying information of the type that web browsers and servers typically make available, such as the type of browser, referring website, language preference, and the date and time of each visitor request. This is to better understand how our visitors use this website so we can make improvements in the future.

We collect potentially personally identifying information such as IP addresses for logged-in users and visitors that post comments.

If you participate in activities that require the collection of personal information on this website, you may need to provide personal information such as your name, phone number, Email address, zip code, date of birth, tobacco use, and other information relevant to the underwriting of insurance products that you may be interested in purchasing.

The type of information we collect depends on the product or service you receive from us or the information you request from us.

Why we collect personal information

We collect personal information in order to:

  • fulfill your requests.
  • accurately respond to your inquiries.
  • provide you with accurate quotes.
  • perform research related activities.
  • perform marketing related activities.
  • deliver administrative services.

How we collect personal information

Some visitors to this website choose to interact in ways that require us to gather personally identifying information. The amount and type of information that is gathered depends on the nature of the interaction.

The only method we use to collect personally identifying information is through your voluntary submission.

With whom we share your information

We use your information internally, within the Palffy Insurance Group. We share information with sub-contractors affiliated with us only when said sub-contractors would be the agency working with you. We will not make your personal information available to anyone else outside of our agency except when required by law.

We do not sell your information or share your information with outside organizations, agencies, companies, or marketing firms.

Keeping your information secure

We employ reasonable security measures in order to protect against unauthorized access to, disclosure of, alteration of, or destruction of your personal information. This website operates under a secure data network and is protected by an industry-standard firewall. We utilize password protection systems and physical security methods.

Please remember that no method of transmission over the Internet, and no method of electronic storage, is 100% secure. Even though we use commercially acceptable methods to protect your personal information, we cannot guarantee the absolute security of your personal information.

Children's privacy

We are committed to protecting the privacy of children and we encourage parents and guardians to take an active role in their children's online activities and interests. We do not intentionally collect information from minors and this website does not target minors.

Use of cookies

We use cookies to set your user preferences. The use of cookies allows us to personalize your experience on this website by storing your preferences on your computer.

By using this website, you hereby acknowledge and agree to our use of cookies in accordance with the terms of this Online Privacy Policy.

Refusing cookies

Most browsers allow you to refuse or accept cookies. If you do not want cookies placed on your computer, you should set your browser to refuse cookies before visiting this website. This is perfectly acceptable since we believe that your user experience on this website will not be adversely affected by disallowing cookies. Keep in mind that web browsers allow you to delete cookies from your computer and you can do so at any time.

By continuing to use this website without changing your cookie settings, you hereby acknowledge and agree to our policy on using cookies.

What are cookies?

Cookies are delicious baked goods. In the context of this Online Privacy Policy, cookies are files sent by web servers to web browsers. These files are stored in the web browsers and, therefore, stored on the your computer. Each time that you return to the website, the information stored on the computer is sent back to the server. This enables a web server to identify and track your web browser.

The two main types of cookies are session cookies and persistent cookies.

Session cookies are deleted from your computer when you close your web browser (when the the session ends).

Persistent cookies remain stored on your computer until they are deleted or until they reach their expiration date.

Cookies do not reveal the identity of an individual user. Cookies identify the computer that was used by an individual.

Google cookies

The Palffy Insurance Group uses Google Analytics in order to analyze how visitors use this website. Google Analytics generates statistical data and other information about how visitors use this website through the use of cookies which are stored on your computer. Google generates reports for us using the data it collects. However, Google also stores and uses this information. We highly recommend that you read Google's privacy policy. If you do not agree with Google's privacy policy, then you are advised to set your web browser to disallow cookies from this website or disconnect from this website and refrain from visiting it in the future.

The main reason we use cookies is to gather statistical data on how visitors use this website. This information helps us improve the website for future visitors. By setting your web browser to refuse cookies, we will not obtain any data from your computer. Your user experience, however, should not be adversely affected by your refusal to allow cookies.

Business transfers

If the Palffy Insurance Group's assets were to be acquired in a sale or through a liquidation, user information would be one of the assets transferred to the acquiring party. You acknowledge that such transfers may occur, and that any acquiring party of said assets may continue to use your personal information as set forth in this Online Privacy Policy.